This is a time where financial planning is most likely a distant thought. In the early years of adulthood, money may be short with student loans to pay off, it may feel like money is stretched and saving for your future is unlikely to be a priority.
However, these early years can be crucial to your future planning. It's never too early to start saving, if you get into the habit of saving now, you will find it easier to reach your financial goals than those who delay saving.
You may be experiencing financial firsts such as buying your first car, starting your first job and moving into your own home or be looking at settling down and starting a family. Whatever your goals are; this may be the first time you've started seriously thinking about your future.
The most common areas of advice for Accumulators are:
Saving habits will stay with you, and may dictate whether you spend a lifetime of saving, or simply repaying debts.